Life Assurance
The aim of life assurance cover is to provide money for people who financially depend on you.
If there is no one who will be financially distressed by your death, life assurance is probably not essential, though there are other reasons why it would be useful.
One simple question:
"if you were in a fatal traffic accident tomorrow, would your dependents find it difficult to manage and meet their financial commitments?"
If the answer is "yes", then we should discuss your insurance needs, in order to ensure that you and your dependents needs are properly catered for.
The same can be said if serious illness or critical illness diagnosis occurs.
Would you mortgage be cleared if you were to be diagnosed with cancer or heart disease?
What would be the effect on your lifestyle, for example, if you were to be off work sick for weeks, months or even years?
We can advise you on all forms of assurance and insurance, and even set plans up in trust to protect children and provide guarantees. We don't believe that our clients should take unnecessary risks with their finances.
To discuss this further, please contact us.
